Why Lease a Car?
Brand New Car
Every car lease deal is for a brand new car, fresh from the factory.
Search for deals based on your ideal contract length, mileage, budget, and more.
Fixed Monthly Payments
Easily manage your budget with an agreed, fixed monthly payment.
Enjoy the latest top spec features you may not have had access to when buying.
Road Tax Included
All lease deal prices include road tax - that’s one less thing to worry about!
Have peace of mind that your new lease car is covered by the manufacturer’s warranty.
For more about the world of car leasing, check out our ultimate leasing guide:How Does Car Leasing Work?
How Does Lease Fetcher Work?
We Collect Car Leasing Deals
Lease Fetcher is the ultimate car lease comparison tool. No need to visit multiple broker websites - we gather deals from BVRLA-approved UK leasing companies here in one place.
We Help You Compare Lease Deals
Compare and contrast deals based on your driving and budget needs - filter by fuel type, contract term, annual mileage, monthly cost, MPG, and more!
We Connect You With Leasing Brokers
Found the perfect car on a business or personal lease deal? Reach out to the deal provider directly through Lease Fetcher. They’ll take the lead from there.
Compare Lease Deals By Manufacturer
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Car Leasing FAQs
A personal contract hire agreement is a type of leasing arrangement for personal use only. You get a brand new car and during your contract, you pay off the amount that the car depreciates in value. You never own the car and when your contract is up, you pass the car back to the leasing company. It’s an accessible way to drive one of the latest cars without forking out big bucks up front and losing much of it through depreciation.
Business contract hire works the same as PCH with the difference that the car should be used for business use only. With BCH, leasing prices exclude VAT. BCH is a good option for companies as it allows them to maintain a new fleet for fixed monthly payments without the looming risk of depreciation. Self employed car lease deals are available too. You can claim back tax on lease payments. Not all businesses can make use of BCH, however, so be aware of this - taxi car leases are not allowed, for example.
The cost to lease a car is dependent on how much the model depreciates over the course of your contract. You pay off the cost of depreciation with an initial rental (like a deposit) and monthly payments. The rate of depreciation is determined by factors like your annual mileage, any damage to the car, and the specifications of your chosen model.
When you secure a lease deal, you pay a deposit called an initial rental. This is a multiple of your monthly payment and it contributes to the overall contract cost. It can be as low as 1 month upfront, but generally you’ll pay 3, 6, 9, or 12 months in total. The size of your initial rental affects your monthly payments - the higher the initial payment, the lower the monthly payments, and vice-versa.
You’ll need to pass a car lease credit check before you can be approved for a car lease contract. You can in theory lease a car with a poor credit score but this is at the discretion of the leasing broker, and you will likely have limited deal options and will need to pay a higher upfront payment. Alternatively, you can speak to the leasing broker about appointing a guarantor for your car lease.
Working out whether it is cheaper to buy or lease a car is dependent on the car you pick and your driving habits! If you are someone who likes to shake up your car every few years, leasing is an economical finance option. With leasing, you’ll only pay off the cost of depreciation of the car (around 40%) and when your contract ends, you hand it back and are free to set up another new contract. If you bought, you need to be able to buy that car in full (outright or on a long-term finance deal) - if you decide to trade in, you’ll need to haggle for a good sale price, meaning you might only get back 60% what you paid!